Mohamad Ihsan Zulkifli and Fathullah Asni, “Potensi Pembiayaan Mikro Kredit-qarḍ Ḥasan Melalui Dana Zakat Pasca Covid-19 di Malaysia: The Potential of Micro Credit-Qarḍ Ḥasan Financing Through Zakat Fund Post Covid-19 In Malaysia”, JJ, vol. 2, no. 3, pp. 21–33, Dec. 2023.